Over a quarter of Gen Z say they’d choose their dream home over their dream job—and they’re moving back in with mom and dad to make it happen

A new survey finds that more than 25% of Gen Z respondents would prioritize buying their dream home over landing their dream job, with many moving back in with their parents to save for a down payment. The trade-off reflects how housing affordability and elevated mortgage rates are reshaping the financial choices of younger adults, who are redirecting income toward savings rather than rent or career-driven relocation. The trend carries implications for household formation, rental demand, and the broader housing market as this cohort delays independence to build equity. Investors and economists will be watching whether improved affordability or falling rates draw these buyers off the sidelines and into first-time home purchases.