Average Net Worth at 30–33 in the U.S. (2026): where do you rank?

The median net worth for Americans aged 30–33 stands at $68,000, according to modeled estimates from Federal Reserve Survey of Consumer Finances data published by Keeping Up Inc. The upper quartile begins at $235,000 and the top 10% threshold is $440,000, roughly 6.5 times the median, while the bottom 10% of the cohort is negative at −$5,500. The mean of $88,400 exceeds the median because top-end wealth pulls the average up, making the median the better gauge of a typical household. Metro-level figures show San Francisco leading at a $99,000 median, followed by Seattle at $83,000 and New York City at $88,000, versus $75,000 in Chicago. The data is household-based, grouped by the reference person's age, so figures read high for single individuals. Watch for monthly updates on the first of each month, when Keeping Up Inc. refreshes the cohort's median and top-10% figures.