Fair Isaac (FICO) Q4 revenue $657.0 million vs $667 million est.; GAAP EPS $8.12

Fair Isaac reported fourth-quarter fiscal 2026 revenue of $657.0 million, up 27% year over year but below the $667 million consensus estimate, with GAAP EPS of $8.12 versus $6.42 a year earlier. Net income of $175.0 million included a $65 million accrual for a proposed antitrust class-action settlement tied to its Scores business, a $48 million gain on the sale of an equity investment, and a $27 million restructuring charge for workforce reductions. Non-GAAP EPS came in at $11.10, up from $7.74, as Scores revenue rose 33% to $413.8 million on a 39% jump in B2B revenue driven by higher mortgage origination scores unit pricing, while Software revenue grew 19%. CEO Will Lansing said the team executed well despite a turbulent macro environment, and operating cash flow rose to $294.2 million from $223.7 million. Investors will watch whether the proposed antitrust settlement is finalized and how mortgage origination volumes and B2B pricing trend into fiscal 2027 after the revenue miss.