US credit card debt at 1,728 trillion won, a record high in Q3
Original headline미국 카드빚 1728조원, 3분기 사상 최대
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U.S. credit card balances hit a record $1.285 trillion at the end of Q3 2025, rising $22 billion from the prior quarter and $52 billion year-over-year, according to the New York Fed's latest Household Debt and Credit Report based on Equifax data. Total household debt grew $334 billion, or 1.8%, to $19.1 trillion—roughly $5 trillion above the level at the end of 2019. The record card balance signals mounting consumer leverage as borrowing costs stay elevated, a trend worth watching for its potential drag on discretionary spending and delinquency rates in coming quarters.
Muhabbit's AI wrote this summary in its own words from TokenPost's report and translated it from Korean. It can get details wrong, so check the source.
Named in this story
Federal Reserve Bank of New York, United States, Equifax