A post by @federalreserve on X.

The Federal Reserve announced the release of its quarterly Survey of Terms of Business Lending, covering bank lending practices for loans to businesses and households. The survey, published via the Fed's official X account, provides detailed data on loan terms, rates, and credit availability across the US banking system. The release matters because it offers a timely read on credit conditions, which the Fed and markets use to gauge the transmission of monetary policy and the health of business and household borrowing. Analysts will parse the data for signs of tightening or loosening standards, shifts in loan pricing, and demand trends. Watch for how the findings feed into expectations for future Fed policy decisions and whether credit conditions are shifting ahead of upcoming FOMC meetings.