XRP escrow 31.1 billion… estimated to be depleted by 2035 at a net decrease of 300 million per month

Ripple’s escrow accounts held 31.1 billion XRP as of Nov. 8, equal to 31.1% of the token’s 100 billion total supply, according to XRP Insights’ ledger tracker, which counts 99 escrow contracts across eight Ripple-linked accounts. At a net reduction pace of 300 million XRP per month, the remaining balance would be exhausted around July 2035. On Nov. 1, 1 billion XRP was released from existing contracts and 700 million was subsequently re-locked in new escrow agreements, so the headline figure reflects escrow balances rather than Ripple’s total holdings. The distinction matters because released and re-deposited amounts must be separated to gauge the true pace of supply entering circulation. Watch monthly escrow releases and re-locks for signals on how quickly Ripple’s overhang could shrink.