XRP top 1% threshold at 43,313 coins… 80,033 six years ago

XRP’s top-1% account threshold fell to 43,313 tokens as of Nov. 6, 2026, down from about 80,033 in July 2020, according to DailyCoin data cited by the report. The shift came as the number of funded XRP Ledger accounts surpassed 8.3 million, with thresholds across higher tiers also declining: the top 0.01% entry fell to about 3.6 million tokens from 24.2 million, the top 0.1% to 271,000 from 750,000, and the top 5% to 7,200 from 10,400. The metric tracks balances by ledger account rather than individual investors, so the lower bars reflect a broader distribution of holdings as account counts expand. It matters because XRP’s concentration profile is easing even as the network’s user base grows. What to watch next is whether funded-account growth continues and whether the top-tier thresholds stabilize or keep sliding.