UK asset gap £1.3 million, 52 times full-time income

The UK’s top 10% of adults held an average of £1.3 million more in assets than the middle asset group in 2020–2022, a gap equal to 52 times the typical full-time income, according to the Resolution Foundation’s “Before the Fall” report published October 8, 2025. The analysis, based on Office for National Statistics household wealth survey data covering April 2020 to March 2022, compares average per-adult assets between the top decile and the middle group. The 52x figure is a ratio of that asset gap to regular full-time earnings, not a claim that 52 years of saving would close the divide. The findings matter because they quantify how concentrated household wealth remains in the UK even as income trends draw policy attention. Next, watch for how the gap evolves in later ONS wealth data and whether it shapes UK debate over wealth taxation and savings policy.