The share of savings finance companies in housing and vehicle sales is growing

Savings finance companies now account for eight of every ten vehicles and three of every ten homes sold in Eskişehir, according to sector representatives cited in the report. The firms' market share has risen markedly over the past year as access to bank credit has become harder. The shift matters because it signals that non-bank savings-based financing is filling a growing gap in consumer lending. Watch whether the trend spreads beyond Eskişehir and whether regulators move to formalize the sector's expanding role.