Mortgage Interest Rates Today Explained
Open the sourceReported by Coinpedia, coinpedia.org, 12 November 2026, by Anjali Belgaumkar
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The Fed kept its benchmark rate unchanged at 3.75%–4% on October 28, though two officials dissented in favor of a hike, and hotter-than-expected October inflation has pushed market rates higher. The split vote and sticky inflation matter because they signal the easing cycle may pause, keeping borrowing costs elevated for mortgages and rate-sensitive assets. What to watch next is incoming inflation data and Fed commentary for any shift in the projected path of rate cuts.
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Federal Reserve, Freddie Mac