Court of Cassation issues precedent decision: WhatsApp message accepted as evidence in enforcement proceedings

Turkey’s Supreme Court of Appeals 3rd Civil Chamber overturned a regional appellate court ruling that had rejected a creditor’s enforcement proceeding over an unpaid personal loan sent via bank transfer, accepting WhatsApp messages as evidence that the borrower had been notified of the repayment demand. The creditor requested repayment by WhatsApp and filed enforcement proceedings six weeks later; the lower court’s rejection was reversed on the grounds that the messaging record can prove notification. The case matters because it gives creditors a clearer evidentiary path in informal lending disputes where no written loan agreement exists. Watch whether lower courts apply the precedent broadly to other digital messages and whether lenders adjust documentation practices for person-to-person loans.